anne braid mortgage advisor  
Committed to treating our customers fairly.
 
 
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At Anne Braid Mortgages we appreciate how difficult and time consuming it can be to find the right mortgage. Your own bank or building society is often your first port of call but how can you be sure they are offering the best possible rates available to you to suit your individual circumstances? It can be daunting approaching new lenders who you may know little about and who do not know you and all lenders have different rules on what is acceptable to them and how much they will lend you.

This is where we can help. We get to know you first by asking all the questions a lender would ask so you only have to give this information once. We then search a comprehensive range of mortgages from across the market, quickly and easily, to find the lender with the most suitable mortgage for you. We do not include those you can only obtain by going direct to a lender. We work for you not the lenders.

We take time to make sure you understand all aspects of the rate on offer and if you are then ready to proceed we apply to the lender for you. We track the application and keep you regularly informed of progress.

Once the mortgage has been officially offered to you, it's over to your solicitor to complete the rest, but we can still often help, for example, if your solicitor has told you something you don’t understand. We don’t always know the legal jargon ourselves but we can sometimes ask the solicitor to explain things to us so that we may then explain things a little better to you.

When your new mortgage starts our commitment to you does not end there. With your permission, we will contact you a few months before your initial rate comes to an end, to offer you a review of your mortgage. We will then reassess your circumstances and needs and look at the market again for the best rate available to you at that time.

We choose not to charge you a fee for our services as we receive payment from the lender.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.
Anne Braid Mortgages are authorised and regulated by the Financial Conduct Authority . FCA register number 492218.
Registered address 6 St Edmund’s Court Grimsby N E Lincolnshire DN34 5XT

Phone: 01472 277345  Mobile: 07747 170576  Email: annebraid@hotmail.com

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